I don't know what Prince Andrew is or isn't guilty of, indeed none of us do, but as sure as God made green apples, she's looking to get wealthy out of this.
In that picture of them with his hand around his waist she's grinning from ear to ear which does not correlate with her version of being there by force, nor is she dressed terribly respectably. If I were being introduced to a Prince I wouldn't be flashing my midriff.
She also asserted that during an encounter in a London Nightclub she and he were dancing and he went to the bar a couple of times to fetch a drink. Prince Andrew has likely never queued at a bar for a drink in his life and said London venue is not the type of establishment where VIPs queue at the bar - they are served their drinks at a table.
I'll withhold judgement for the time being. Innocent until proven guilty.