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My girlfriend wants a cat....
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First of all, make sure it's practical for you to have a cat, ie you're not away from home a lot, and if you are then you can afford a cattery (these can be �7+ per night)or someone responsible to look after it. Then it might be a good idea to consider pet insurance (for a kitten can be �5ish a month)this will cover any mishaps/ill health but will not cover regular vaccinations. The vaccinations can vary in price depending on your vet so give your local one a call and ask first. The cat will need initial vaccinations which must be done to avoid cat flu and other nasties, again your local vet can advise. You'll need a flea treatment like frontline which is also bought from the vet.
Cat food really depends on what you feed them, you can get a box of 12 pouches for about 3 quid and that's fairly good stuff (felix/whiskas etc), tins are even cheaper and supermarket own brands cheaper still. Also you'll need litter, a tray, maybe a bed and definitely a few little toys, all of which will cost you under �20.
Generally cats are not that expensive compared to some other pets, they just need a bit of love, food and somewhere to sleep!
Just to give an idea of cost (I live in the Midlands):
Initial 'start up costs; included a cat carrier �10, scratch post �10, about another �10 for toys, �15 for a cat bed and �3 for a litter tray
Flea treatment for 3 months supply costs me �13.50
Castration cost me �23.50
Inital jabs cost c�30
Annual Booster costs �25
Pet Insurance costs me �7 per month.
Food costs are minimal and as I but it at the supermarket when doing my weekly shop, I don't really notice the cost of it. Cat litter costs �2.50 per bag and I get through about 2 bags per month.
Every single penny has been worth it!
Cattery quoted me �4 per night