How Much Is The Excess On Sainburys Pet Insurance?

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anyone know

[Buenchico]

Quote:
"[Q] What is an excess and how much is it?

[A] An excess is an amount of money you need to pay when you make a pet insurance claim. For Sainsbury's Bank dog and cat insurance policies, the standard excess is £99.

For Time Limited cover, this is payable per condition.
For Lifetime Cover this is payable per condition, per year. This means that if your claim runs over your renewal date, you will need to pay two excesses. One payable before renewal and one after renewal.

When your pet reaches a certain age, their excess will change. The excess payable will then be either the £99 excess fee or 20% of the claim, whichever is more.

For most dog breeds, the excess change happens at the renewal after their 8th birthday. For some dog breeds (listed below), it will be their 5th birthday. And for cats, it will be their 10th birthday.

Beauceron, Bernese Mountain Dog, Bulldog, Bullmastiff, Deerhound, Dogue de Bordeaux, Estrela Mountain Dog, Giant Schnauzer, Great Dane, Irish Wolfhound, Leonberger, Mastiff, Neapolitan Mastiff, Newfoundland, Old English Bulldog, Old English Sheepdog, Poodle (Standard), Pyrenean Mountain Dog, Rhodesian Ridgeback, Rottweiler, Shar Pei, St Bernard, Standard Poodle, Tibetan Mastiff, Utonagan"

Source:
https://www.sainsburysbank.co.uk/pet-insurance/cp-faq#accordion-item-1-10

NB: The above applies to new policies and to policies taken out on or after 1 October this year. For existing policies, which were taken out before 1 October, you'll need to check your policy document.