Cat insurance

[1977Nicky]

I have just got my renewal quote for my 3yr old cat's pet insurance (have made no claims) and it has gone up from �8.09 to �10.09 a month which I think is a bit steep. I have looked around and am aware that the biggest catch is the fact that some companies only pay a certain amount per illness or a certain amount per year. My current insurer pay �5000 per YEAR and the excess is 15% of this (minimum �50). I have just gone on the Sainsburys website and they have quoted me �6.70 a month with me being able to claim �6500 per CONDITION - surely this is better as my cat may have more than one condition per year. They also say the excess is �50 for claims under �1000 and �75 if over �1000. I am thinking this is a much better deal? Has anyone else looked into this and should I go with the Sainsburys deal?! Thanks

[hardy49]

We have two 7 year old cats.We are with Tescos and are paying �13 a month with an excess of �40.I am not complaining though because recently one of our cats had a nasty abcess which caused a huge infection and would have costed us over �400 had we not been insured. The Sainsburys deal does sound very good though.

[wolf63]

When I got my cat I found it complicated to work out which policy was actually best. They all have different bits to them - as you say some pay per condition and in the end I just gave up and got Pet Protect.

In the 5 years that he was with me I claimed once, for less than �50. He was an indoor cat. But you just never know what is going to happen.

[pen]

you'd be amazed at the variations in the quotes you will get.
Go to
http://www.moneysavingexpert.com/insurance
and down the middle of the page (about 9 items down), click on
Pet Insurance Cost Cutting Systems.
It will show you how to get the right (& cheapest) quote.
I recently followed this site's advice for my Car Insurance and reduced my premiun from �196 down to �113.
Its shocking the way we are being ripped off!!

[clair3934]

Sanisbuys are brill and very good at paying out aswell both my cat and dog are with them it's only �20 per month for them and I think thats very good considering what they will pay out for I really think you should go with them

[blahdiblah]

Hey, you could always have a look at this site... http://www.petinsurancecentre.co.uk/index.php? option=com_content&task=view&id=13&Itemid=36 they do have great insurance deals with top providers like Liverpool Victoria Pet Insurance!