I don't know much about it so shouldn't really comment. I only know my mother had a fairly comprehensive policy with Bupa. She managed a new hip, two cataracts and several outpatient procedures all in a lovely hotel style private hospital. But OMG she paid through the nose and as she got a lot older it was the equivalent of a mortgage every month. She could afford it I suppose and once experienced she wouldn't have wanted to give it up unless she had to. Unfortunately she went into an NHS hospital by ambulance one morning and never came out (bacterial meningitis).