i did have for my retriever, when he hit 9 it went up to �30.00+ a month with a lot of exclusions and increased excess �80.00...so i cancelled..
My 30 year old horses insurance doesnt cost that much !!
How about putting money away indoors every week, say �5-�10, instead of giving it to the pet insurance company ... then when something needs doing, hopefully you have enough money to pay for it ? I don't believe in paying insurance when you don't need to.