N I Contributions

[jesmond]

i can recall a couple of years ago that government were considering that if a man had paid in 30 years of n I contributions and if he chose not to work then he would not be bound to pay it but still be entitled to state pension when the correct age is reached, that's what I thought but not sure if I have explained it right

[factor-fiction]

http://www.nidirect.gov.uk/do-you-need-to-top-up-your-national-insurance-contributions
Of course it could change again

[jesmond]

i knew i could recall this being mentioned glad i explained it ok ff and will have a look at your link, but before i do, do you know if they went through with this or is it just another discussed government idea that has this idea been abolished/decided against

[EDDIE51]

When a man reaches the age at which a female born on the same date could claim state pension (called Pension age) he can claim 'Pension Credit ' if he has a full NI contribution record. I think 30 years is the number of contribution years needed. Once you are on Pension Credit you can not work or any earnings will be deducted from your pension payments.
In the case of a couple they can claim once either of them reach 'Pension Age' is this what you mean?
Pension Credit for a couple is £222 per week or about £145 for a single person.

[factor-fiction]

Sorry- that may have been a Northern Ireland link.
Look on Direct Gov uk

[EDDIE51]

I should add any other income you have a private pension for example is also deducted from the pension credit. We are now on pension credit and I get £28 a week deducted as that is now much I get from my private pension.