Managing Mother's Bank Account

[taichiperson]

My mother recently fell ill and is thankfully recovering. She's not up to leaving the house, and I need to transfer some funds for her at her bank. She banks at Lloyds - can anyone tell me if it's ok for me to go in and do this for her? I don't have any authority as such, no telephone or internet access. I do know the pin number on her debit card so have been able to withdraw cash for her to do some shopping etc. In the future I will set up some sort of alternative, but for now, does anyone have any advice for the short term please?

My father used to deal with all their finances and has left her with a very good pension. She's ok mentally but only understands the basics of her affairs - mention ISA's or other types of investments and it throws her into a panic - and I only vaguely understand them myself, so her affairs are very simple.

[taichiperson]

Thanks TWR, sorry to hear of your problems. Luckily I'm not far from Mum and already see her three or four times a week. It's just a little wearing having to go over every day, but hopefully she'll be able to manage on her own for a little longer soon.

[Gavmacp]

Something I am thinking of trying to sort out is some kind of home help for mother. She doesn't need any personal care but needs help with house work, shopping etc. They could also make meals for your mother while keeping an eye on her. Your mother can employ them directly or go through an agency.

[bednobs]

hi, it seems like there is more than one of us in this exact position. Me and husband recently went inot the halifax with MIL who is struggling to manage stuff money-wise. They gave her internet access, and when the stuff came through she just gave us the IB details and we manage her account that way for her. There are four brothers and sisters to worry about, so we just email them if we have to do any moving of money from her account to us - as an example if we do any shopping for her. Any normal stuff we just get invoices for or the bills and pay them out of her account for her

[TWR]

On a point of getting in cares, that happened through the Council regards my Mother, some bright Spark suggested a phone call system, this was ok during the day but was not needed after approx. 9>>10 pm as my Mother went to bed at that time, the money she was charged for calls after that time was un-called for, If you go down that road make sure you do not get ripped off.