finances

[stephen2504]

anyone give me any financial advice i have a mortgage 300 pound a month for 18 year also a further loan for 10000 at 96 pound a month for 18 year and a personal loan for 5000 at 140 a month for 4 year with this and all my bills i cant cope i earn 300 pound a week

[Ethel]

You need to telephone your local Citizen Advice Bureau and make an appointment with a debt advisor.

It is a free independent service.

Get all your paperwork organised before you go, and write a brief outline of your debts, amounts owing, monthly payments and also take your last few payslips and bank statements.

This will help the advisor to get an accurate picture of your circumstances.

Don't forget to take utility bills as well!

[vehelpfulguy]

DONT go to one of these debt consolodation companies.

They will charge you money to try to sort things out so you will actually finish up owing more.