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christ45 | 02:41 Fri 27th Jun 2008 | Personal Finance
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i am 60 days past due but im making payments for the month behind i cant seem to get caught up
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Good for you.
Caught up with what?
Can you increase your payment so that you gradually catch up? Most lenders will accomodate this when some payments fall behind.

Not sure about auto payments but i had to do this with my gas bill as i hadnt given a reading in 18mnths and owed them �400. My own fault, but i didnt realise it had been that long. They quoted a new amount for me but i haggled them down to a more realistic amount, so be confident in negotiating something you can realistically afford otherwise you will make matters worse if you agree to an amount you know you cant sustain.

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