Applying for a New Bank Account

[chrissa1]

If you have a lousy Credit Score would a bank automatically turn you down even though you wouldn't want an overdraft and only use the money that you put in?
Also, if you had a Savings Account with the same bank and they decided they didn't want you as a customer, would they close down your Savings Account?

[Buenchico]

I very much doubt that the status of a savings account would be adversely affected by an unsuccessful application for a current account.

All High Street banks offer 'basic' accounts to people with people with poor credit ratings. A couple of banks (Cooperative and Barclays) even offer accounts to undischarged bankrupts). So you should have no problem in finding a suitable account:
http://www.moneymadeclear.fsa.gov.uk/pdfs/bank _accounts.pdf

Chris

[dzug]

Having the savings account might actually help. They can take funds from it if despite your good intentions you misuse the current account.

[chrissa1]

Mmm, s'pose so dzug, thanks. Thanks Chris for your posting too.