owed money

[Rhoda_b77]

Hi
My housemate ( we are both leaving the house at the end of the month) owes me £625 in rent, who is saying he has not got the money Does anyone know any easy ways I can get this as I don't really want to write it of as it is a lot of money to me

thanks

[JackDanielsU]

Get them to put it in writing that they will pay you a certain sum each week/month. If they have anything "valuable" in the house...tv, hi-fi etc use it as an incentive - they get it back when all is paid

Fraid you do only have yourself to blame...£625 is a fair whack to let slip in rent.

[Buenchico]

(2-part post):

Before you act on the following it would be wisest to remember the old saying that "you can't get blood out of a stone". If he's really broke (and with virtually no 'disposable income' for the foreseeable future) you might be wasting your time.

If someone owes you money the only way of forcing them to pay up (which doesn't involve a couple of big guys with baseball bats) is to threaten legal action and then, if necessary, to take such action.

Step 1: Send your housemate a formal written demand for the money. (It's extremely unlikely that a court would consider making an order against your housemate if you've not done this). The demand should be dated and clearly show both your name and address and that of your housemate. (I know that seems a bit pointless when you live at the same address but you're trying to follow the procedures which the courts expect). It should also state the amount that you're demanding, and the reason why you're demanding it. Further, the letter should state that unless full payment is received within a reasonable and clearly defined period (perhaps 14 days?) you will commence legal action.

You must keep a copy of the letter for your records (and to produce if a court requires it). Normally you should send the demand by recorded delivery but, since you share the same address, it might be better to ask your housemate to sign and date your copy to prove that he's received it.

[Buenchico]

Step 2: If you don't get your money, commence legal action. You can do it online, here:
https://www.moneyclaim.gov.uk/csmco2/index.jsp

Step 3: Await the court order (CCJ) against your housemate and see if he pays you. A CCJ might state that immediate payment must be paid but, if your housemate has shown he has limited funds available, it's more likely that he'll be ordered to pay you in instalments.

Step 4: If he ignores the court order, seek enforcement:
http://www.hmcourts-s...enforcement/index.htm

Chris

[Rhoda_b77]

thanks, also the problem is he has been staying out a lot so I don't see him and he still has keys to the house which I am worried about, I have just sent him an e-mail as I know he will get it saying I am willing to take a regular payment,
All the rent and biils go out of my bank and he traansfers the money every month just not been doing it lately

[northernmonkey]

Arrange for him to repay you in installments each pay day. This will take longer ect but otherwise I dont expect you will see any of the £625.

And learn from this mistake - before lending money to someone - think twice and if you are doubtful of getting money back dont borrow it