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my credit rating

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ttshandy | 12:36 Tue 01st Mar 2011 | Personal Finance
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I have now tried four FREE credit rating sights ,who one way or another want to charge me £15plus to find out my credit rating..is it actually possible to find out for free?
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Go into any bank and ask for a credit card - if they give you one your credits good if they don't its bad.

Have you ever been in arrears? Had a CCJ? If not your CR is probably good.

Not all cons are illegal, you don't need this check unless you might think your identity has been stolen,
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Not sure about credit ratings but if you want a credit report you can get the statutory credit report from equifax for £2. I did mine a little while ago. They send it in the post.
Credit ratings are calculated differently by each lender anyway, so none of this sites will be able to give you a definitive answer. They can highlight any obvious problems though, so can be useful in some cases.

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