The AnswerBank Articles

Protect Your Mortgage As Well As Yourself

Many of us who own our own home and have a mortgage will have a mortgage protection policy. Usually our mortgage provider has asked us to take out a policy with them but we are not always sure of the reason why. It could be vital to your financial well being as well as peace of mind to take out this sort of cover in th...15:36 Mon 24th May 2010

When might a payday loan be useful

We have all been there. After a particularly expensive month; perhaps there were a few family birthdays, a holiday or Christmas, we have run out of money earlier than expected and payday seems a long way off. Most of us will somehow scrape through until the money comes through but for some people the money needs to com...15:36 Mon 24th May 2010

Flexible Saving Is It For You

Many of us put aside a small amount each month from our regular earnings. This could be for the children’s college fund, a new car or just for a rainy day. However, there are an increasing number of savings plans offered by banks and building societies for different types of saving. Those who regularly withdraw ...15:36 Mon 24th May 2010

A Guide To Offshore Banking

The vast majority of people living in the UK have a bank account in this country that we use for our everyday expenses and where our monthly earnings are deposited. However, we are all taxed on this money and many people feel they would like to be able to save money without the taxman getting his hands on it. This ofte...15:36 Mon 24th May 2010

How Can I Send Money Abroad

The ebb and flow of immigration is mirrored in the economic world too, with some of those who move for financial reasons then sending money back to the country they hail from.People who need to transfer cash to another country have a number of choices, each with their negatives and positives.•   ...15:36 Mon 24th May 2010

The Stock Market In Brief

How many of us have heard of the stock market but are not actually sure what goes on there We may often see the figures on the news each day. Sometimes they are up and sometimes they are down. The stock market is very important to the global economy, but some may not understand its ins and outs. A traditional meaning...15:36 Mon 24th May 2010

Is An Unsecured Loan Right For You

Occasionally we all need a bit of extra capital for one reason or another. Perhaps a new car or luxury holiday. In some cases a larger amount is needed to consolidate other debts such as credit cards and smaller loans. There are two main types of loan secured and unsecured. A secured loan is one which is backed by col...15:36 Mon 24th May 2010

Getting Your First Home

Although many children are now staying at home longer and longer, often throughout university and well into their first job eventually they do leave. However, as many of us have heard in the news first time buyers are finding it increasingly difficult to qualify for a mortgage and many have little or no deposit. Gettin...15:36 Mon 24th May 2010

What Is An IVA

In the current financial climate many of us are feeling the pinch and increasingly finding that our outgoings are more than our incomings. However, for some people the situation is much more desperate and they have built up large debts which they now find they cannot repay. Some of this will be credit cards where the c...15:36 Mon 24th May 2010

How does saving with bonds work

Most of us go through life with little or no savings. Perhaps we manage to scrap together a couple of thousand from our monthly wages over a period of a few years, which will be enough to help the children get their first car or go to university. Some people, however, are lucky enough to come into a larger sum of money...15:36 Mon 24th May 2010

Do You Have Enough To Retire On

We all dream of the days when we have finished work and can kick back and relax. However, many of us may not be as prepared as we think and perhaps the time is right to check up on our retirement potential. Most people will be relying on a State pension. You are entitled to this if you have built up enough ‘qual...15:36 Mon 24th May 2010

Consumers Can Save On Water Bills By Shopping Around

While water bills don’t attract anywhere near the attention given to gas and electricity, the question of who should foot the bills for improving the nation's infrastructure has once again been brought into question. Recently, the industry regulator Ofwat revealed that the ongoing need for investment will mean t...15:36 Mon 24th May 2010

Current account "compensation needs to be clearer"

The rules outlining the compensation that current account savers will be given in the event of a crisis at their bank need to be clearer, one expert has said. Consumer watchdog Which made the claim, elaborating that there needs to more understanding about how savers' deposits are protected when their bank goes bankru...15:36 Mon 24th May 2010

No charge helps credit card customers

Not being charged to use their cards abroad is a key factor for many credit card holders, one industry expert has claimed According to Saga, which focuses exclusively on the provision of services for people 50 and over, its decision to offer a Platinum credit card with no-fee for European transactions will be welcomed...15:36 Mon 24th May 2010

Consumers are hunting for credit card deals

Consumers are on the look out for the best credit card deals they can find, as their debt begins to mount, one expert has said. According to a leading finance website, money conscious Brits are now scouring the market for credit cards which will help them budget, focussing on things such as zero per cent interest bala...15:36 Mon 24th May 2010

Advantage Loans

This Article is provided by BBC Watchdog (The AnswerBank is not affiliated with BBC Watchdog) Advantage Loans 23rd November 2004 Advantage Loans is based in Bournemouth. According to an Advantage Loan18:02 Thu 25th Nov 2004