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Car finance final payments

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AllYourBase | 18:30 Sun 29th May 2005 | Business & Finance
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I can't seem to find any companies that offer the car finance packages that defer part of the repayment until the end of the loan period - making the repayments cheaper but leaving you with a balloon payment at the end (which should be less than the car is worth at that point).
Alliance and Leicetser used to do one, but don't seem to any more. Am I not using the right name in my searches? Has anyone else got one of these or know of companies that offer them?
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The only time I have come across this type of borrowing is direct from the car dealership i.e. Vauxhall but I think this is only available on new cars.

Inchcape finance have nationwide dealerships which cover all makes of car and also offer the balloon repayment plan.

try "deferred final rental" or "dfr"
sainsburys do one i think
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