Avoiding Care Charges

[lisdar]

If I owned my own house and have money in the bank what is the best way to avoid charges if I were to go into a home

[iloveglee]

I think it used to be, maybe still is, that you could keep about 23000 of savings, before having to pay care home fees. if someone, say your partner, or carer or disabled child etc lived in your house, it wouldn't be included in the assessment. if just you were living in it, it would. for home care I don't think the value of the house has been used. now its all a dogs breakfast and I don't really think anybody, including the people introducing the changes, know how it's going to work. one thing is for sure, the poor will suffer most as they always do.

[New Judge]

"...one thing is for sure, the poor will suffer most as they always do."

Not in this case they won't. If they have no property or funds their care fees will be met 100% by the State. None of their assets (such that they are) will be used to pay for it. It's only the "rich" people who will be effected by this.