Paypal.

[Bigbad]

If money is paid into my PayPal account, can I take it out, or does it just stay there to be spent next time I pay for something using PayPal?

Thanks.

[fiction-factory]

I withdraw it to my linked bank account

[fiction-factory]

log in to paypal. There should be a 'withdraw funds' option or similar

[Bigbad]

I don’t have a linked bank account, fiction-factory. Just a choice of 2 debit and 1 credit card to pay with.

[hc4361]

You need to link a bank account with your PayPal account, then you can withdraw your money

[Bigbad]

I don’t think I want to do that, hc4361.
Can it just sit in the account as a credit instead?

[fiction-factory]

Yes, You can leave it there until you want to use it to pay for something via paypal or ebay fees get deducted

[Bigbad]

I think I’ll take that option, then.

So if I have £40 credit in my PayPal account, and spend £50, will it ask me if I want to use the credit?
(Like Amazon does if you have a gift voucher registered).

[fiction-factory]

If you by by Paypal it take sthe payment from your paypal balance.
Paypal only takes money from your linked debit/credit card when there isn't enough in your paypal account

[fiction-factory]

so in your example it would use the £40 and then take the remaining £10 from your primary card

[Bigbad]

I’ve only ever paid by PayPal, never had money put into the account before. (Apart from a refund, and that goes back to the card I paid with, and then back to the bank account).

Thank you both for your help.

[AuntLydia]

Yes BigBad. If you have £40 credit in you PayPal account and purchase an item for £65 your bill will say :
Item £65
PayPal credit £45
Visa/Mastercard ******* £15
Total £ 65
Then on your credit/debit card associated with your PP acc. you will see debit £15 PayPal ( then if you are like me wonder what the *** you bought for £15 !
Its quite safe to link your Bank Acc through PP, its just for deposits as when you buy anything they use your debit or credit card and you have said these are already linked.

[Bigbad]

Thanks AuntLydia.
Oh, here I go again.
Every time I see your user name, it makes me sing Lady Lynda by The Beach Boys!

[fiction-factory]

I think of "Lydia oh Lydia, say have you met Lydia, Lydia the tottoed lady"
Someone did sing Lydia. Was it rupert holmes or similar

[fiction-factory]

Dean Friedman

[Bigbad]

I think it was Dean Freidman.
Didn't Rupert Holmes do that Pina Colada song?

[Bigbad]

Cross posted!
I do remember it, so you don't mind if I don't bother to play it, do you?!

[fiction-factory]

Yes, and "our national pastime" - the one about "...that was my mother's name"?

[Bigbad]

I don't know that one.
But that's probably something to be grateful for!

[AuntLydia]

BigBad one of my all time favourites lady lynda by the Beach Boys!

[Bigbad]

Funny that, I love The Beach Boys, but not keen on that one.
 Probably because it’s too far removed from their early stuff.

What with that, Dean Friedman and Rupert Holmes, I think I’d better go and put some music on to try and blast unwanted songs out of my head.

Have a nice day, everyone.