So if I have £40 credit in my PayPal account, and spend £50, will it ask me if I want to use the credit?
(Like Amazon does if you have a gift voucher registered).
If you by by Paypal it take sthe payment from your paypal balance.
Paypal only takes money from your linked debit/credit card when there isn't enough in your paypal account
I’ve only ever paid by PayPal, never had money put into the account before. (Apart from a refund, and that goes back to the card I paid with, and then back to the bank account).
Yes BigBad. If you have £40 credit in you PayPal account and purchase an item for £65 your bill will say :
Item £65
PayPal credit £45
Visa/Mastercard ******* £15
Total £ 65
Then on your credit/debit card associated with your PP acc. you will see debit £15 PayPal ( then if you are like me wonder what the *** you bought for £15 !
Its quite safe to link your Bank Acc through PP, its just for deposits as when you buy anything they use your debit or credit card and you have said these are already linked.