debt

[johannnarhod]

i have a debt of �1.500 can you help as i am very worried many thanx johanna rhodes

[WendyS]

The Citizens Advice Bureau can probably put you in touch with a debt counsellor who will negotiate with your creditors on your behalf and help you budget a realistic repayment schedule. You will find them in the Phone Directory. Please don't ignore it as interest on the debt will build up and make the situation worse and it will affect your future credit rating. Meanwhile, if you accrued this debt on a credit card, get a pair of scissors and cut it up. Don't acquire another one until you are debt free and have learned how to budget. In the meantime only take out each day as much money as you need to purchase the day's necessities. (Repeat, necessities, not luxuries !)