Insuring 2 cars at once

[Michelle99]

My husband and I already own a car but are looking to buy another at the weekend. The insurance for the first car is up for renewal shortly and I wondered if I could get a policy that would cover both cars?

[dzug]

Unlikely but you stand a good chance of a discount and/or introductory no claims bonus on the second policy if it's with the same company.

[NoGood Boyo]

No you cannot, sorry.

[Electrochem]

I would recommend shopping around. I was recently in the same position and saved over �300 by changing Insurance Companies. My original company said that as it was a new policy, I would not be entitled to any NCD, despite the fact that the policy on my current car had full NCD.

The company I changed to gave me a second car discount and saved me a lot of money.

One thing you need to make sure is that you don't have more than 1 policy on a vehicle, as if you were to make a claim, neither company would be likely to pay out.

The Internet is a good place to look for Car Insurance.

[Buenchico]

If you simply phone up one of the companies who bombard us all with television adverting for car insurance you probably won't be able to get a two-vehicle policy. (Their computer system simply doesn't allow for it).

Insead, look for a local old-fashioned insurance broker who deals in all sorts of insurance, including commercial insurance. Companies who have 'pool cars' have multi-vehicle/multi-driver insurance. This type of insurance is not restricted solely to corporate bodies (despite what NGB says) and may well work out cheaper for you.

Chris

[Mrs_Pegasus]

Basically the insurance belongs to the person and not the vehicle. So your husband can only use his NCD once on one vehicle.

You should try and get a policy in your own name (thats if you drive) which would start building up your no-claims in your own right and naming your husband on the policy and vice versa.

I know Tesco offer a discount if you have 2 cars with them - I think it was about 5%.