If I Defer My Pension Is The Pension Capped After A Period Of Time?

[Suetheramble]

If I defer my pension is the pension capped after a period of time?
Thank you

[dannyk13]

Info here:-
https://www.gov.uk/deferring-state-pension/what-you-get

[Prudie]

Hope you get a knowledgeable answer but I know when I looked into this you had to defer for approx 17 years before you got more money in total than if you took it (in the situation that you carried on working or had some other income) so if it is capped I would guess it would be for a very long time, probably after you'd popped off :-)

[ubasses]

No it is not capped, but read through Danny's link as if you are on certain state benefits it will have an effect.
Also the post 2016 scheme is not as good as the pre 2016, as it can only be taken as increased pension. So if you die early you may not reach break even point and start to be in profit, as it is not inheritable or payable as a lump sum like the earlier one.