Property Title Deeds

[xwordmad]

Is there any benefit in paying to have title deeds stored with bank / solicitor ? Thanks.

[Buenchico]

As long as the property is on the Land Registry's records (which nearly all are), there's no real point in storing the house deeds anywhere at all.

You might like to keep them for historical interest but it would be no great loss if you simply set fire to them (as it's the Land Registry electronic records which take precedence over paper ones anyway).

So I can think of no reason whatsoever for storing the title deeds to a property with a bank or solicitor.

[-SharonA-]

Unless you are a very forgetful person & won't remember where you've put them, then yes. I have all my important papers & documents in one safe place at home.

[Peter Pedant]

// there's no real point in storing the house deeds anywhere at all. //

I have mine under the stairs
altho the advice was light your fags with your title deeds I thought it had changed to 'keep them'
some info is not in the Land Registry - leases may or may not be for example
and they are vital for corrections - (rectification)

and no dont pay anyone to store them

[ToraToraTora]

in most cases there is no need to keep them at all.

[Maydup]

No benefit at all. Ours are quite interesting to us and we keep them only to preserve a bit of local history. Houses have stories which are told through these documents, but the documents themselves are not a legal requirement. Ours are in amongst all our other //stuff//!

[AKMild]

Careful! You might have one of the (few) properties which still have unregistered title. If you're not sure, do a search at the Land Registry to make sure it is on the Land Register and, as others have said, if it is then there's no real need to keep the paper documents. If it is not registered title, then the paper documents are your evidence of title and should be stored somewhere safe, which might well be a bank or a solicitor.

[10ClarionSt]

I kept mine. As others have said, just out of interest.

[Peter Pedant]

eek no I remember now

I kept mine coz I am like that - - -
and then froo der post ( remember I am on AB) came a letter from his holiness the Bishop of Manchester saying
" oo-er Mr or Mrs ( to whomever )
all rights are recorded in the Land Registry ( not footpaths by the way which may be on the title deeds ) but not mineral rights

which can be delayed for fifty years - soon to be up and so I am recording them as mine as a matter of rectification - by this writ to the Land Registry

you can fight it and lose much moolah if you want - I wouldnt - much luff from his holiness. I move in Gods way + " (*)

the only way to fight was - - title deeds
adn they were there dammit
( the mineral rights were recorded on my title deeds that is!)

(*) Bishops do a + when they sign things
Marcus Welby DD sings his..... + cantuar
Bish of Salisbury... + Sarum

[TonyV]

I store mine at home in a fire proof safe bolted to the wall.

[Denton]

As Buenchico says,from personal experience.

[Arrods]

Not so sure if it's only a 'few' that are unregistered. Admittedly 3/4 years ago (when we decided to register our property) it was suggested a goodly proportion were unregistered. Clearly, the proportion will go down over time as properties change hands, but it's as well to check.

[Buenchico]

^^^ Properties will be on the Land Registry's records if they've changed ownership after 1990 at the very latest. In many areas the date when all properties were automatically included on the Land Registry's record when they changed hands is much earlier.