Life Insurance Vs Covid Vaccination

[Iggle Piggle]

Can people read the small print in their Life Insurance policy to see if the company pay out in the event of death due to a vaccine side effect?
My company said 'no' because it is a clinical trail in testing phase.
Please, check!

[woofgang]

I have no life insurance.....which company has told you that?

[woofgang]

Which says its a lie https://www.which.co.uk/news/2021/06/does-the-covid-19-vaccine-invalidate-life-insurance/

[bednobs]

what a crock of ****

[ToraToraTora]

LOOP (Load Of Old Pony)

[jno]

it might apply if you're actually in a clinical trial, but not if you're just a member of the public having a vaccination. That's not a clinical trial.

[Iggle Piggle]

The Covid vaccinations have been released under emergency use authorisation. They are 'experimental' until 2023 hence the clinical trial.
I'll ask my company again in writing but until then, I would suggest checking anyway.

[Canary42]

What all that small print really means :- "We will try every trick in the book to avoid paying out"

[Peter Pedant]

ask them which clause in the policy allows them not to pay out

"fooda clause that says we dont pay out yeah!" is NOT the right answer

[Peter Pedant]

// They are 'experimental' until 2023 //
nope
fooda insurance co say yeah den!

ask them which clause they would refuse to pay out

[Peter Pedant]

o god answerbank the first again in fake news crap
ho hum
https://www.which.co.uk/news/2021/06/does-the-covid-19-vaccine-invalidate-life-insurance/

dont bovva to ask them.....

can iggle piggle read? looks like the answer is no

[woofgang]

I see the Op won't say which company

[Peter Pedant]

do people like iggle piggle feel at ashamed at peddling crap
nope it looks like

[Peter Pedant]

foo vacca is SO dangerous - iggle piggle et aggle
that I wdnt rather DIE than have vacca

fine iggle go into a corner and diggle

[New Judge]

This argument has been raging on another forum and one participant there has a porcine influenced username.

I don't believe that the 40 million odd people who have had the vaccine will be deemed to be taking part in a "clinical trial." The vaccine has been cleared for use by the relevant authorities and whether that was under emergency legislation or not makes no difference to that. I believe any insurers seeking to avoid a payout on that basis would receive very short shrift both from the Ombudsman and any court which had been asked to adjudicate.

[Iggle Piggle]

Thanks for clarifying NJ.
Like I said, I will ask for my companies response in writing.

[woofgang]

straight from the Associaltion of British Insurers
https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/life-insurance/

[Iggle Piggle]

Thanks Wolfgang but that simply states they will pay out for Covid, not a side effect of the vaccination.
I have asked FCA and ABI for clarification and other life insurance firms, (most of whom do pay out for vaccine side effect).

[Iggle Piggle]

I wonder how long they will pay out?
https://www.gov.uk/government/publications/coronavirus-covid-19-vaccine-adverse-reactions/coronavirus-vaccine-summary-of-yellow-card-reporting

[THECORBYLOON]

https://www.abi.org.uk/globalassets/images/content/subjects/coronavirus/ewif58gwyaodwxo.jpg?width=1600&height=1100&mode=max

This clearly states that the claims having the jag affects your life insurance cover are false.

That must include any side-effects.

[THECORBYLOON]

IGGLEPIGGLE, how many folk have died from side-effects after taking the jag?