bad credit

[twinkle2]

Ive been bad credited by a company. im going to pay them off in full next month so does that mean my credit will return to normal again or does it last for a certain amount of time after ive paid them off?

Thanks

[Sheryl22]

It can up to 2-3 years to improve even if you decide to pay it all off in full.

[Oneeyedvic]

It will stay on your file for 6 years - though it should be marked 'satisfied'. Get a copy of your credit report from www.experian.co.uk and www.equifax.co.uk