Blooming Personalities C/D 30Th November
Quizzes & Puzzles41 mins ago
No best answer has yet been selected by munchkin81. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Freeze your account? You don't say so, but one assumes you have a negative balance. Charges arise from writing cheques and making withdrawals when there is no money to back them up. Have you tried the CAB to try and get some advice on how to deal with your creditors?
Unfortunately it is a myth that banks are there to help - they are commercial organisations there to make money for their shareholders.