lost endowment policy

[clanger]

I was divorced in 1988 and only now remember we had an endowment policy. I know i didn't sign anything to surrender it so does anyone know who i could contact to see which company it was with and if i would be able to surrender it now without the consent of my ex?

Thanks for any help.

[jennyp]

Did you have a mortgage - you can maybe track it through your mortgage company.?

[Didwot]

The association ofBritish Insurers have a system that should help http://www.abi.org.uk/

[clanger]

Hi Jennyp

I'm afraid i dont have a mortgage any more but i think it was with Abbey National. thanks for your answer.

[jennyp]

Its still maybe worth asking them, their records will go back a long while.

[Pippa68]

If the endowment was in both names you wouldn't be able to surrender it without consent ~ especially since your ex would be entitled to a % of proceeds.

Why wasn't the policy included in divorce matters?

[FUZZYBEE]

I am currently selling an endowment policy with Abbey and if you phone them 0845 741 3002 they will be able to tell you.

[C-C]

It is unlikely your ex will have been able to surrender the policy, certainly without your authority. If the policy is still in force then you both still have the life cover and the surviving person will receive the sum assurred on death of the other person...even though you are divorced. I had my endowment policy assigned to my sole name to have the benefits of the policy at maturity but if my ex dies before then I will receive the sum assured, if I die first then the money will be paid to my children. If neither of us dies then the money at maturity will be paid solely to me. This was part of the divorce settlement and I continue to pay the premiums. Maybe the bank which paid the direct debits will be able to give you some idea of a policy or reference number. If poss, contact your ex to see if he is still paying the premiums.