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Annual capital reductions

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The Stoffel | 09:53 Wed 06th Jun 2007 | Business & Finance
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I am fulling out a balance sheet of my assets / liabilities for the bank as I am going to stand surety of my wife's student lone. the section in the liabilities, dealing with my mortgage bonds ,I have come across a Fraze i do not understand. "Annual capital reductions" please advise sorry I am not the brightest bulb on the christmas tree when it come to this sort of thing.
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