About usecure loans

[eva78]

im about to go in debt cicle and i went browse some agencies that do unsecure loans.I got one that offers me the amount i want but in �5000 they gave me two options:pay 254 per month in 30 moths and total charge is 6542.The other otion is 176 per month in 60 months total charge of 8074.They advise me to go for the 60 months and after 3 moths of payments to analize again the amount of months and interest charged.What shall i do??

[PrinceRainie]

First of all....what is a debt circle??????? and secondly what country are you living in?

That aside, the shortest, but most affordable term would always the the most advisable

[eva78]

im in uk.i have expenses that i can afford

[PrinceRainie]

????

[shabyg]

ofcourse they'd advice you to go for the longer one, its the one that makes them more money.
you should analyse how much you earn, your out going, then work out how much you have left!