credit history

[maggs1703]

could any 1 let me know please if the 6 year credit history is from settlement or when the default was issued or when the ccj was isssued or settled many thanks

[sally1001]

I've found with my credit rating its from the last point of activity so if the unsetted amount went to a ccj thats normally the last thing to happen so its from then. I hoped it was from when the default happened but mine went to a ccj a year later :(

[maggs1703]

i am closing this question now i have spoken to experian thay have just informed me that a record stays on your file for 6 years from the default date not the settlement date so hopefully these will be removed shortly they automatically are removed from your file after 6 years thank you