joint loan

[timbojack]

My ex wife and i have a joint loan that i want to settle,however the ex is unwilliing to pay her share. Is there anything i can do to force her to pay her share?

[Ethel]

Nothing - even if you took her to court and won then you would have the hassle of paying for enforcement orders which may not be successful.

And the chances of winning a court action for this are extremely remote.

That is the downside of joint loans - if one does a runner or simply refuse to pay, the other is left to pay the whole lot

[timbojack]

Then could i have the outstanding loan made into a charge against our joint property to be paid when the house is finaly sold?

[Ethel]

Yes, but for that to happen the loan company would need to take you both to court for a CCJ which will effectively wreck your credit history.

Interest will be added until the house is sold or the debt paid.

Not a good option.

[Le Chat]

Why was this matter not agreed to and concluded in your ancillary relief when you divorced?