easy access lump sum

[Mairzydotes]

After two years of effort, and at 81 and 77 my husband and I have just sold our house.. at an �80,000 drop in price.
Once the new (smaller) house is paid for, and all expenses, fees etc met, we will have a reasonable (though not what we'd hoped) amount left to do some of the things we have never, as teachers now retired, had enough money to do.
Our son does not need our money, though (hopefully) there will be the house for him.
How do we find a really independent financial advisor, who will show us the best way to keep our money safe, growing as much as possible, but still readily available?
Any help will be appreciated.

[cassa333]

I would try to find three and see them all and see if they all agree or where they differ. If you have any friends who can recommend a good one is always a safe place to start. Most banks and building societies have them (not independant though) but will give you a (probably) safe place to put it. Look in the local pages for independant financial advisors but always make sure they are accredited etc.

[jaws]

After checking with 3 advisor check how many said tax free account and over 60 account.You can try money supermarket.com for more info and read martins money tips there is section for safe money info. good luck.
No one told me when i was looking , for nsi chidren bond if u got grandchilren . good rate and safe.

[R1Geezer]

The basic problem is, that no amount of financial advice is going to get your money earning much without risk.. The whole econmoy is geared to the debt brigade I'm afraid, savers like us don't get much.

Just don't get desparate and fall for mad cap schemes that seem to good to be true. Do you need and income or are you just investing for growth?

[Mairzydotes]

Thank you all for your helpful suggestions, I am most grateful!