Private investor wanted - what would u offer them in return

[Nosha123]

If you were looking for a private individual to invest a lump sum in your property - what would you offer them in return for their investment?
Currently banks offer a pathetically low rate on savings accounts etc - so what would be more rewarding to a potential investor.
Would you offer interest to be paid monthly or annually.
What rate of interest would you offer?
Just interested in your opinions please...
Would you link it to the base rate so your offer is always better than the banks interest?

[no-knowledge]

?

[Nosha123]

What is ? No Knowledge... I know my post is a little spurious!!! What would you like to ask?

Banks are offering about 3% for money in savings accounts. Banks are also not lending money to people like me at the moment even thought I can afford it and pay for it.
SO... if I can find someone willing to lend me the money I want.. what should I offer in return in terms of % interest to make it worth their while and more appealing than what thei bank would give them....
Does that explain it more clearly???

[Twenty20]

So, basically, youre looking for a loan secured on your property?

You say Banks arent lending to people like you? I assume that means you have a poor credit record. How much are you looking to borrow?

[Nosha123]

Yes I want a secured loan on our property.
But you assume wrong.. The banks are finding any excuse to not lend to many people at the moment!
We have a very good credit rating... and can prove affordability on the repayments.. They refused our application as the loan was to a huge extension - that would yes add value to the house!!!!
Just crazy.
If you read in the Sunday Times, banks are making the rules up as they go along.

[cassa333]

Can't you remorgage instead of getting loan?