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what is benifits of insurance in risk management

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vikassaini | 17:45 Wed 03rd Nov 2004 | Business & Finance
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what are the postives and negatives of insurance in risk management
  
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be more specific!  Negative is paying a premium, positive is if the wheels fall off and you can convince the insurer, you get a new set of wheels
Similar to those of not doing your home work.

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