The AnswerBank Articles

A Guide To The Different Types of Mortgage

Homeowner finances can be confusing to a lot of people because there are two strands of knowledge that you need; how to apply for a mortgage (the general process and costs) and the basic science of mortgages (what is actually out there on offer). This article describes what a mortgage actually is and the three main typ...12:15 Thu 16th Jan 2014

A Beginners' Guide to Remortgaging

Remortgaging has become an increasingly attractive option for homeowners in the past few years. The recent economic crisis has left a lot of people in a financial predicament, and they have sought money in places they would never had considered just a few years prior. Remortgaging is an extremely viable option, and it ...12:15 Thu 16th Jan 2014

An Introduction to Mortgages

There is a time in most peoples’ lives when they have to step onto the property ladder. If you are first time buyer you will probably find the concept of homeowner finances incredibly daunting, particularly mortgages. The good news is that you should not worry, if you start with the basics and do your research, you w...12:15 Thu 16th Jan 2014

How To Choose The Right Credit Card For You

Unless you have been living on a mountain or another hard-to-reach place, it is likely that you have been exposed to credit card offers. Whether it be by post, email or phone, so called ‘respectable’ credit card issuers have probably targeted you with their tempting marketing ploys. Do not be fooled, there is a lot...12:15 Thu 16th Jan 2014

An Introduction to Credit Cards

Within the last couple of decades the word ‘plastic’ has invaded our financial lives. These days it seems that it is incredibly difficult to survive without having to hand your credit card over a counter or punch its number into a form online. For this reason, it is important to understand what credit cards are and...12:15 Thu 16th Jan 2014

A Guide To Personal Pensions

Thinking about the future can be disconcerting, especially if you do not fully understand what people mean when they talk about pension plans. Sorting out your pension plan is an important step in making sure that you are comfortable when you reach retirement age, and the good news is that it is as not as complicated a...12:00 Thu 16th Jan 2014

A 10 Step Guide to Making a Successful Insurance Claim

Making any kind of insurance claim can be a stressful process. Calling the insurer and getting any sense out of them in the first place can be difficult enough, let alone preparing your reports, keeping records and meeting the assessor face to face.Here we have compiled a list of what to do when making an insurance cla...10:08 Fri 16th Jul 2010

MEPs come through for UK utilities customers

While moaning about being 'governed by Brussels' has become something of a British way of life over recent years, it's doubtful that households currently struggling with their utilities bills will find reason to complain about new EU plans for gas and electricity payments.With millions of households across member state...11:55 Fri 09th Jul 2010

Getting the best deal from your energy supplier

Getting the best deal from your energy supplierWinter is a time when most households turn the heating up to full and bask in its life-giving warmth for four months straight; but by the time January comes around everyone is dreading the huge bill all that heat has racked up dropping through their letterbox.It is common ...13:37 Thu 27th May 2010

Online Credit Report Websites

Online Credit Report WebsitesYour credit report is compiled to let lenders know your credit history: How much have you borrowed How have you done paying it back How many times have you applied for credit From whom have you sought credit How much do you currently owe Are you in default Have you ever sought bankrup...13:37 Thu 27th May 2010

Telephone Companies

Telephone CompaniesIt can be a nightmare trying to contact your telephone or network provider at the best of times, but being affronted by an automated message after 30 minutes of ‘waiting in line’ can leave a lot of people screaming in despair.Fortunately for us there are a number of ways to avoid waiting in huge ...13:37 Thu 27th May 2010

How do I complain to my energy supplier

How do I complain to my energy supplier Are you unhappy with the service you’ve received from your energy supplier If so, there are a number of ways that you can effectively lodge a complaint against them.Energy suppliers are notoriously difficult to get hold of when it comes to lodging a complaint, but all of them ...13:37 Thu 27th May 2010

Some Common Questions About Mortgages

Buying our own home can be a complicated business; all the fees and confusing estate agents jargon. One of the biggest issues is getting a mortgage and all the questions that brings up. A mortgage is like a very large loan over a long period of time and is usually related to buying property. Your provider will be able ...15:37 Mon 24th May 2010

Credit Expert Reports

CreditExpert is an online credit monitoring and identity fraud protection service. They pride themselves on offering fast and accurate credit reports, combined with a high level of online security and privacy standards. You can compare loans, credit cards, mortgages and other products and see how much money you could b...15:37 Mon 24th May 2010

Equifax Credit Reports

Equifax is a world leader in information solutions. They can provide credit reports, credit ratings and information about how to protect yourself from identity theft. Equifax give information about how lenders make credit decisions. The site has a section offering expert tips on how to understand your credit report. Th...15:37 Mon 24th May 2010

Experian Credit Reports

Experian is the world’s leading information services company. The company helps individuals to check their credit report and credit score, and protect against identity theft this can enable them to make better financial and purchasing decisions. Experian also helps businesses to manage credit risk and prevent fra...15:37 Mon 24th May 2010

Skyscanner Flights

Skyscanner is a powerful, flexible and fun way of finding the cheapest flights. They provide instant comparisons on flight prices for over 670,000 routes on over 600 airlines, as well as price comparisons for car hire, hotels and holidays. Launched in 2001 Skyscanner was created by people were frustrated by how diffic...15:37 Mon 24th May 2010

Nationwide Building Society

Nationwide Building Society is one of the top three savings providers and mortgage lenders in the UK. More significantly, they are the largest building society in the world.Nationwide Building Society has mutual (as opposed to Public Limited Company) status, which means that they are owned by and run for the benefit ...15:37 Mon 24th May 2010

Money Saving Expert

MoneySavingExpert is a financial services website that is dedicated to saving you money on anything from insurance to utilities to shopping, as well as everything in between. Launched in 2003 on a very limited budget it is now the UK’s number one money site with nearly 7 million unique users every month. The fou...15:37 Mon 24th May 2010

Admiral Insurance

Admiral Insurance specialises in cheap car insurance quotes for drivers who often have to pay higher premiums, including people who drive performance cars, city dwellers and drivers with low No Claims Bonus. Admiral also offers cheap home insurance cover, life insurance, bike insurance, car warranty, pet insurance, tr...15:37 Mon 24th May 2010