Check The Small Print For Winter Sports Travel Insurance

Although for many of us a hot summer sun holiday is the ideal there are plenty of people out there for whom the cold slopes are the best way to relax. Many resorts now do all year glacier skiing and so we can get our fill of the piste at any time.

However, whenever and wherever we go to swoosh down the slopes it is vitally important to get the right travel insurance. Skiing is regarded as a dangerous sport by many insurance companies due to the numerous injuries every year. This means that many standard or yearly policies do not cover winter sports. So when you come a cropper coming down that black route your friends dared you to try you may find you have to cover your entire medical and relocation expenses out of you own pocket. In addition, other winter sports may not be covered even if skiing is.

Finding the right travel insurance policy for your winter lifestyle is essential, a representative of the Ski Club of Great Britain has warned.

While many people will assume that they are covered by their winter sports travel insurance policy, they could be unpleasantly surprised by exactly what is covered and what isn't.

"Many skiers might try dog-sledding, tobogganing or ice skating without realising that if they have an accident that requires medical attention, they will not be covered," says a spokesperson for a leading insurance company.

Over a million people in the UK go skiing every year, and many will buy travel insurance policies from their tour operators or travel agents, even though these may be twice as expensive as policies from specialist insurers.

One of the best ways to find the right travel insurance policy for you is to look on the internet. Often insurance websites have very detailed forms to fill in which will include the extras you are looking for. Check the small print though or ring them up to make sure what you want to do is covered.

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