Lovers 'Often Surprised By Cost Of Nuptials'

Can there be anything more lovely than a beautiful bride in a gorgeous white dress on a warm sunny day getting married to the guy of her dreams. All their families are there, small cute children run around through the legs of smiling, well dressed adults with glasses of champagne toasting the happy couple. It is the first day of the rest of their lives together.

It is a magical scene that many of us have been a part of both as guest and host, however, the cost of the average wedding is spiralling out of control and many couples are not coping with the debt it can cause. Getting married in the UK costs more than engaged couples originally think, new research has found.

According to a leading high street bank, the average ceremony sets lovers back over £3,500 more than they expected, costing nearly £20,000. This 22 per cent difference in reckoning could see newlyweds fall into debt as soon as they tie the knot.

Head of personal loans at the firm states that "love is in the air, but so is inflation". However, he adds that a personal loan could help out those looking to keep their cash in check on the big day.

"Getting the finances right is probably just as important as the choice of reception venue, entertainment or even the rings," says the official.

If you are planning a wedding shopping around can save you money. Some venues offer the bride and groom a free room with their reception, and many also give discounts on photographers and cars if you use their in-house facilities. You can trawl charity shops and pick up a bargain dress after all they only get worn once.

Many people make their own table decorations and party favours saving even more money. It is a good idea not to start your married life in debt.

If you would like to know about financial matters why not ask AnswerBank Business and Finance.