I know the local newspapers charged quite a sum for insertion of an announcement, which means the lower echelons of society certainly couldn't afford the luxury in the 19th century, but I suppose it is more about who you deemed to be lower echelons and whether you mean the column inches of reporting of a funeral or death or a wedding rather than the more simple 3 or 4 page announcement put in the BMD section of a local paper in alphabetical order. There are many many instances of obits in local papers, my Mum had one in the Ormskirk advertiser, it was almost half a page, we didn't pay for it, it was put in as a local interest item I suppose, We paid for the acknowledgement for the charity donations in the relevent column a few weeks late. My marriage was reported in the same paper with a full length picture, but I was well known in the town and it was news, but my parents paid for the engagement announcement in the right column, That is how neaspapers worked, I do think that the First World War was really the starting point for more people of less well off backgrounds to use the local announcment section, as there was a great effort by local papers to include a photo and write up of casualties amongst local lads who had been lost in the War. Prior to that there was a greater social element to the columns and it had an exclusivity.