deeds

[zac1]

My mother and father brought their house off the council so the house is in their name my mother has recently passed away so i have taken out a loan to finish paying for it. because we have lived at home for quite some time would it be easier to have names on deed or get dad to make a will

[MustafaTickl]

Telephone your local District Land Registry Office and explain to them exactly what it is you wish to do. They are very helpful and will guide you through the process. You will have to decide whether to hold the property as joint tenants or tenants in common, so look up the difference.

[NORMANTHEDOG]

tennants,you mean owners

[kempie]

Joint tenants - Two or more people owning property. In the event of the death of one of the tenants, the property passes to the survivor(s).

Tenancy in common - A situation where two or more people own land/property. In the event of the death of one of the owners, his/her interest passes to his/her estate and not the other tenants.

[MustafaTickl]

No. Freeholds are owned as (a) sole proprietor, or, with other people, as (b) joint tenants, or (c) tenants in common.
Sole proprietor is obvious, in a joint tenancy the last one to die (the survivor) owns the property and in a tenancy in common each person has shares to do with what they like. But zac should really look it up.

[MustafaTickl]

No to the tenancy in common in kempie's answer. The disposal of the shares does not depend upon death - they can be given away, sold in the ordinary way that shares are, willed to anybody you like, divided up and disposed of etc. They are just ordinary shares to all intents and purposes.

[kempie]

Didn't say that disposal of shares within T-in-C were dependent upon death.