Home Insurance

[4getmenot]

Last year I moved into new house with my bloke. When we got the mortgage together he was still under his dads address and I was under my old flat address. We got the mortgage sorted really quick so I decided to use the same company for the contents and buildings insurance for the new house. A year on and my blokes dad rings up to say I have post at his house, went to see what it was and it is my new insurance schedule, addressed to me and his address, no mention of my new address on it at all. So if it turns out I have been insuring his house for the last year what are the chances of me getting my money back?

[society]

I hope your guys' dad is honest and do the right thing. Was he also paying insurance on his house? If yes, was it the same insurance company as yours? Again if yes, the insurance company would have known that insurance was being paid twice. Lots of questions but, if paper work is in order and insurance company is honest, it should be easy to handle.

[4getmenot]

No dont think he's with same insurance. Why would he have to be honest? I just really need to ring and tell the numpties they insured my boyfriends old address for the pasy year. Do you think I would get any money back?

[bednobs]

what address is on your insurance certificate for last year? If it's the old address it's your fault

[buildersmate]

.......... and the last line to your question should append 'and I admit I haven't been insuring our house.'

To which one would have to ask, if you'd had a claim in the last year would you now to onto the insurer accusing them of being numpties for insuring the wrong house and, BTW, here's the details of my claim.

You've got no chance.

[4getmenot]

its ok risk address was still my new address :-) have changed my postal address, not that I ever lived there

[buildersmate]

In which case they have been insuring your risk.

Now revert to the last line of my original reply.

[4getmenot]

:-)