Sherrard .......... plumbers tend to set the boiler (CH) on about three quarters. Same with the HW. It would be economical with these settings. You shouldn't need the boiler going flat out if the system has been designed properly.
There is always one rad without a TRV. It's called a "heat leak" rad. The idea is that, if all the TRVs are off (because the temp is high enough), then the heat leak rad dissipates extra heat to save overheating the boiler. So you might find this one hot when the others aren't.