My wife and I are both retired, so we're at home for most of the time. I experimented a few years ago with putting the heating on timed (on for a couple of hours in the morning, off during the day, on from teatime to bedtime), from Oct. to end of March, then leaving it on 24/7 for the same length of time. This was done over two winters. I found that it was cheaper to leave the heating on 24/7, at about 18 degs during the day then 16 degs at night. I reckon that more fuel is used with the on/off twice a day system, because when the boiler fires, it has to heat up a stone-cold house. With the heating on 24/7, but turned down fairly low, the boiler just needs to keep the heat ticking over, as you might say, and doesn't have to work hard at heating a cold house.