Why Are Uk Houses So Expensive?

[Jack8991]

So I’m a teacher earning around £30,000 a year, 23 years old living at home with parents. My grandma was saying that when she dies (which hopefully isn’t for a very long time), I could buy her house, which is a semi detached estimated between £190-200K. I’ve been told by a family friend who is in banking that on my salary I’d be leant roughly £90-100K for property, so I always tell my gran there’s no way I could afford it as I’d have to put a deposit down of about £90-100K just to be loaned the rest. Even a lot of terraced houses are out of my price range. I just find it frustrating that I’ve worked hard since being at school to go on to get a degree and a career to not even be able to afford my own home. I know there’s renting but I don’t want to be paying out for a house I’ll never own until I die. Thanks

[Jack8991]

Naomi- she started to get flaky on texts and then cancelled on meeting so I just broke it off

[naomi24]

Oh that's a shame. Never mind. Onwards Jack!

[pastafreak]

Dating apps are a scam in my eyes. And cold approaching...what's that? The only way is by getting to know someone over time. Find out their interests, build up a friendly relationship to start. You can't just dive in and get instant results. Do you have mates you can socialise with? Going out as a group or joining clubs is one way to meet up. But focusing on getting a partner so you can get a house seems cold and calculating.

[davebro]

I would say that at your age pursuing some form of active social life is more important than obsessing about house prices!

[Jack8991]

Cold approaching is when you approach a woman you don’t know, say in a bar for example, and start to try to chat her up etc. In terms of friends I have only two which is one guy my age who is in the exact same predicament as myself so I couldn’t meet women through him. I have another friend who is 37 who I know from Church and he doesn’t know any girls my age

[Jack8991]

In terms of dating apps, they do work, but only if you’re at least a 7/10 in looks or very photogenic. I did an experiment on tinder once with pics of a guy who was 6ft 5 and extremely good looking. The profile got way over 100 likes and matches within 48hrs. Women was messaging first practically begging for a date. Obviously I told them it was just an experiment. For facially average looking people like myself (6/10) dating apps are useless because you’re in direct competition against men who are 8/10 and above.

[davebro]

Try messaging some of the not-so-attractive looking girls. Stats say we usually end up with a partner who is equally attractive as us to the unbiased observer.

[pat2604]

I was just about to post the very same thing Dave!

[pat2604]

Better to join an online group where people share an interest. My son met his wife online in a group where people liked the same type of music. He wasn't looking for love, but he found it. And she's also very pretty - a bonus, but they have like minds and that's important.

[ladybirder]

Tonyav, Jack doesn't do BA's it seems.

[pat2604]

Does your church not have any social activities you can join in with?

[Jack8991]

The girls I was swiping like on the dating apps were only average looking. Now I can settle for average women but I refuse to date 17 stone single mothers of 3, that’s just desperation. In reply to Pat, there are no young women in my Church, 90 percent of them have white hair

[Redhelen72]

Not a very good Christian attitude there towards 17 stone women with children

[davebro]

Try ugly.dating

[davebro]

// there are no young women in my Church, 90 percent of them have white hair//

They will have granddaughters.

[douglas9401]

Just waiting here for the penny to drop. :-)

[Jack8991]

Dave- I’m not facially unattractive, I’m average with good facial symmetry. I’m looking for girls who are a 6-7/10 in looks. Problem is with girls my age today is that due to social media where women are being idol worshipped on a daily basis and being swamped in options on dating apps, this gives them the luxury of being able to overlook average looking men on the dating apps and just go for the chads. That is exactly what I proved when I conducted my experiment

[pat2604]

You'll have to change Churches Jack. Some I believe have lots of young people attending. Can you ring, play a musical instrument, have a sport you like, enjoy books, etc, etc. Look on line for groups and forget about finding a girlfriend. Just find more friends. You have to work at i!!

[pat2604]

Sing not ring!

[davebro]

I know you don't want to end up with an unattractive looking partner but some some of the nicest people I know are as ugly as sin!