Had a leek in my kitchen and the flooring is ruined.
Insurance Co have asked me to provide 3 quotes detailing the the price per square metre.
I thought, ok no problem, ànd invited a few flooring Co's around.
The first one came today and although he gave me an overall price he refused to give me any sort of breakdown for the insurance unless i paid £50 for it.
Does this sound right? If i have to pay that for each i will be £150 out of pocket before we even start.
As an analogy, if you ask an auctioneer to give you a valuation on, say, a piece of jewellery or an antique, almost all will happily give you a verbal valuation. However if you need a written valuation for insurance purposes, you normally have to pay for it.
I suggest asking the insurer whether they'll refund reasonable fees that you'll have to pay in order to get the quotes that they're seeking.
When I ran a carpet business we often were asked to do insurance quotes. Frequently never heard from quoted again. So, man and van out to measure up submit written quotation. Time, wages, fuel etc.
Insurance quotes were not that welcome.
Indeed. If they know it’s for insurance purposes they know the chances of getting the job are one in three at best and they can’t afford to waste their time fulfilling all these insurance requests.
I would say they are any less reputable, just tired of measuring up, working out costs and not getting the job.