lhousing

[russell20]

I have recently bought a house and i want my girlfriend to move in with me. I have a mortgage but have discussed that she will not be comming on the mortgage. Is there any legal requirements to her moving in and paying towards bills, food and etc...? I have heard that if we split up she would still be intitled to half the property after a few years? is this true?

[Ethel]

No it is not true.

If she puts substantial amounts of money into the property, either by paying the mortgage or on improvements she may be entitled to something.

If you have children and you support her financially she may be entitled to continued support.

She can certainly pay towards her share of the food bills and utility bills without becoming entitled to anything.

[vehelpfulguy]

One way round this is to get a rent book and get her to pay a monthly rent and enter it in the rent book.

That way she would be a tennant and would have no stake in your house.

Of course whether she would be willing to move in under those circumstances is another matter.

[beryllium]

Hi russell, What are your plans for your futures together?, it sounds like you just want her there to help pay the bills.

I personally think she's better off being with a partner where she and him will be real partners where they are investing together for their future.

You sound like she has no future in your financial empire and the building of.

That is not the way partnerships work. I was lucky enough to own my own property, as was my partner, so we became joint owners of our new property.

You have some thinking to do, as does she. Let's hope love is not blind in her case.

[Ethel]

Paying rent is an option but it could then create a tenancy.

The mortgage company would have to be informed as well as the insurance companies as you could not claim that the 'lodger' is family.
Your premiums could increase.

Accepting rent could incur additional income tax as your income will increase.

[sense4all]

I have to pledge allegiance to " Berry's' views on this one.
Why do you see this as being a way forward together Russell 20.?