What's The Oldest You Can Be To Qualify/get A Mortgage If You're Still...

lardhelmet | 19:41 Sun 13th Jan 2013 | How it Works

5 Answers

...working full time?

Any ideas please?

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Old_Geezer

Id'd supect age was not such an issue if you can prove you can cover the loan in the event of a problem. Especially if you can show steady income and no indication it will cease. May need to shop around though as it'd probably be seen as greater risk as you age.

ubasses

A lot will depend on how much you arte borrowing and how much you can afford for repayments. Usually as long as you can have it paid off before retirement you will be accepted. When I was working we would do them beyond that age, to be paid off by 70 if yous coulod evidence sufficient income in retirement to meet repayments.

ubasses

apologies re my typing.

lardhelmet

Question Author

Thank you both for your advice. Very helpful.

wildwood

There is quite a variety of age limits, according to your financial situation and equity in the property. This may help some....

http://www.money.co.uk/article/1009196-how-to-get-a-mortgage-if-youre-an-older-borrower.htm

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