Quizzes & Puzzles2 mins ago
Uninsured Vehicle Not At-Fault
Answers
No best answer has yet been selected by Sengsouk. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.To progress the 'discussion' a little. If a gas guzzling ferrari does 15 mpg then is doesn't matter how many miles a year it covers, it pays pro rata. The more economical a car then the slower (relatively) it goes. It would be difficult (but not impossible) to aportion premiums to each insurance Co with this scheme but what is really needed is the scrapping of road tax and putting it on fuel with an MoT (in whatever form) needing to be produced to buy fuel. If you buy it by the can, you're hardly going to do much motoring.
Hasta la revolution!
So, how much would you be paying per litre to make a Ferrari insurance worth while? Remember that most users of these type of cars are good weather drivers only so they're not going to do as much mileage as other cars and hence have a less chance of an accident. However, we all know that they'd be extremely expensive to repair if they would be involved in one. So what I'm trying to say is where do you draw the line? If anything, if fuel insurance was to work it would have to be incorporated into how many miles they did a year.
Anyway, there's far too many complications, too many ways of getting around this and the current system is more than adequate. As smorodina mentioned, just have the insurance certificate visible, or do more random checks etc., there's better ways of checking if someone is covered or not.