Jobs & Education6 mins ago
Taking my husband off the house deeds
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For more on marking an answer as the "Best Answer", please visit our FAQ.It might be an idea to read this string. It looks as though evorg enaj knows what she's talking about.
This is about putting somebody on the Land Registry, presumably taking them off would just be the reverse:
http://www.theanswerbank.co.uk/How-it-Works/Question188024.html
With a mortgage (no matter how much) I'm afraid that the routine is much different from that set out in the thread which Sea JayPea has so excellently directed you towards. As stated there, deeds have long since been done away with and it is your Register entry on the Land Registry computer which you wish to alter (from joint tenancy or tenancy in common to sole proprietor). If you had a solicitor for the settlement are you sure that he did not do this as part of the overall job? It is easy to check, just click here and follow the instructions - you need only see (and copy) the Register, it costs �2. If not, you must speak to your Mortgage Lender who will wish to do all of the work themselves - both yours and theirs - under the heading of "Transfer of Equity". There is good reason for this, but it is lengthy so please excuse me from explaining. There is no other way. Your Lender will charge around �300, and may require you and your ex to each appoint a seperate solicitor - if so, this must be accepted - at a cost of about �200 each. Three or four signatures will be required from your ex. Do not hold back from doing this - should your ex disappear from sight the routine changes again and the difficulty becomes immense if not impossible and the costs huge and not necessarily successful.