Booking travel insurance in lieu.

[flobadob]

I booked a flight but I didn't book insurance. the flight is for the start of September but I know I am not going now. The airline will not refund the money I paid for the flight.

Is it possible to apply for insurance now and then claim the cost of the flight back that way?

[snags]

Dodgy!

[flobadob]

But will it work?

[Nibble]

Oops! Put it down to experience, I think you might have to write the expense off. IMO your second idea would fail as the insurance firm will look at the flight confirmation, and subsequent insurance "claim" very suspiciously. ;(

[snags]

Probably. But wasn't the flight only £60? Minus your insurance premium and the hassle of all the form filling and waiting for the refund etc (if they actually decide top pay out) is it really worth it?

[bednobs]

the start of september is only a week away.

[ojread2]

so on the 24th august you want to insure a flight at the beginning of Sept?
I think you might raise suspicions and quite rightly so
Lesson learned perhaps

Do you have travel ins via your bank a/c?

[flobadob]

No, lol. Thanks.

[bednobs]

ps if the flight was £60 you are unlikely to find a policy with an excess of less than that

[Prudie]

I've often bought travel insurance very last minute (a pack from Tesco for example where you just pay at the till and they don't have your travel plans)). Will insurance pay out for a flight if you've cancelled yourself by (maybe enforced) choice though? I'm not sure

[ChuckFickens]

Also, cancellation cover over covers certain circumstances, such as illness, called for jury service and so on. you would not be covered just because the event has been called of so you've decided not to go.

[flobadob]

One of the boys reckon you can claim back airport taxes and stuff so might just look into that.

[rojash]

"Is it possible to apply for insurance now and then claim the cost of the flight back that way?"
Of course it is, that's why I never bother with motor insurance - I figure I'll get some after the accident.

[Brinjal]

As nibble said the insurance co will check booking and cancellation details.

[flip_flop]

What you will be doing is committing a criminal act.

Would you steal goods from Tesco?

I suspect you wouldn't, and yet you appear to be happy to steal from an insurance company.

How come?

[flobadob]

Got just under 50% back in taxes and charges so happy enough with that and it only took a few emails.