Personal and public liability insurance - Is it possible to get a combined policy?

[holliejames]

I'm about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people who are renting out the unit that I need to get personal and public liability insurance. I have done a few searches on the internet but I can't see any companies that have a combined policy. In other words it seems I have to get two separate insurance policies for personal and public insurance. Is this right? Or is it the case that public liability also includes personal liability.

[boxtops]

Hollie, why post twice? I've just answered on this one. http://www.theanswerb.../Question1170109.html

This is just one insurance company offering liability insurance both EL and PL - I'd go and see a broker if I were you, then you can tailor it to what you want. http://www.axa.co.uk/...ess/company-insurance

[boxtops]

Look, here's a company offering a single combined policy http://www.quotelinedirect.co.uk/commercial/ I've just googled "combined commercial insurance" and there are loads, I'm not sure what key words you have been searching on.

[mike11111]

The OP does seem to be rather accident-prone. I'm surprised she hasn't tripped while going trip trap, trip trap over the rickety rackety bridge.

[boxtops]

I was beginning to wonder that myself, mike...