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KARL | 15:11 Mon 17th Sep 2012 | Insurance
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I am curious about the following.

A paragraph in a vehicle insurance policy states (amongst other things) that one must not contravene the Carriage of Dangerous goods and Use of Transportable Pressure Receptacles Regulations 1996. When trying to understand what this means I have found that the HSE cover this area. Phoning them got me nowhere because they do not provide a helpline service.

My thoughts are about ordinary butane/propane cylinders. These are widely carried both for work and domestic/leisure purposes. If there is an incident and it comes to light that one or two of these were onboard the vehicle, is the insurance company entitled to wash their hands of any claim on the basis that one went against the stipulations ?

In other words, do these cylinders constitute dangerous pressure receptacles in this context ? If so, then lots of people are driving around uninsured, or at least to a degree, and possibly open to lawsuit(s).
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you need to ring your insurance to see what they mean by it
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Not my insurance but EVERYBODY'S :(
"...do these cylinders constitute dangerous pressure receptacles in this context ?"

Yes, but exemptions exist for private individuals.

The Carriage Regulations are the implementation framework for the variously updated ADR provisions for the transport of dangerous substances by road as applicable within working environments. ADR exempts completely private, non-work related carriage subject to some conditions.

The goods must be packaged for retail sale and be intended for personal or domestic use or for leisure or sporting activities provided that measures have been taken to prevent any leakage of the contents during normal carriage.

Some classes of dangerous substances have specified limitation of quantities to qualify for this exemption, e.g.

Explosives (gunpowder/black powder) - 30 Kg

Flammable liquids in refillable containers - 60 litres per receptacle up to 240 litres maximum carry.

Other legislation may limit carriage of petrol etc.

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